Login Login
Mother and daughter

Affordable Dental Savings & Insurance Plans in New Jersey

Dental savings plan members save an average of 50%* at the dentist.

*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

The brands you trust, at a price you can afford.

Cigna Logo
aetna logo
iDental United Concordia Logo
Getting Dental Insurance in New Jersey

Here are several of the ways you can get dental coverage in New Jersey:

  1. Get dental insurance by enrolling in your employer’s health insurance plan
  2. Buy health insurance and add dental coverage via GetCoveredNJ
  3. Enroll in a stand-alone dental insurance plan via GetCoveredNJ
  4. Sign up for a dental savings plan
How Much Does Dental Insurance Typically Cost in New Jersey?

According to HealthInsurance.org, premiums range from $10 to $85 per month for adults who purchase stand-alone or family dental coverage through GetCoveredNJ, the state’s official health insurance marketplace. If you’re interested in buying family dental coverage, you can help reduce the costs associated with pediatric dental care by utilizing premium tax credits.

Shopping for Dental Plans in New Jersey

To help minimize out-of-pocket dental costs as much as possible, you should compare carriers and coverage levels to decide what dental plan best fits your needs and budget. You may also want to check if your preferred dentist in New Jersey is a part of the carrier’s network to help further reduce your out-of-pocket expenses.

Dental insurance isn’t your only choice for saving money on dental care in New Jersey, though. Consider a dental savings plan, which allows plan members to save 10-60% on the majority of dental treatments, including preventative and restorative care, as well as cosmetic treatments.

Dental Plans in New Jersey: What You Need to Know

A New Jersey dental savings plan is an affordable alternative to traditional dental insurance. Plan members get access to a nationwide network of dentists that provide 10-60% savings on preventive, restorative, and cosmetic treatments. Unlike dental insurance, dental savings plans have no annual limits and no restrictions based on current health conditions. Plus, dental savings plans activate quickly, meaning you can schedule important dental appointments without delay.

Some dental insurance policies only allow changes during specific periods each year. That’s not the case with dental savings plans. You can change dental plans whenever you want, and we have a 30-day, money-back guarantee to give you extra peace of mind.

Dental Plans From Brands You Trust

DentalPlans.com offers plans from some of the biggest names in healthcare such as AetnaCigna, and Careington, among others. Just enter your zip code, and we can help you find a dental plan in New Jersey that’s right for you.

Dental plans are the
smart choice

No health restrictions

and no annual spending limit

Plans tailored to your needs

cosmetic, restorative, orthodontia, and more

Save right at the dentist office

with no paperwork or waiting

Member support

via our dedicated support team

Frequently Asked Dental Questions
What is a New Jersey dental savings plan?

A New Jersey dental plan is an affordable and convenient alternative to New Jersey dental insurance. Plan members have access to a large network of participating dentists that have agreed to offer their services at discounted fees.

Is there a New Jersey dentist near me? How do I find out?

Finding a participating dentist in your area is easy. Just visit our dentist finder tool and enter your zip code. Be sure to add any additional preferences, such as your desired dental plan or network and click on “Search for Dentists” to get your results.

Will I need to wait to use my New Jersey dental savings plan?

Yes – but not for long. Discount dental plans typically activate in about three business days.

How do dental savings plans differ from dental insurance in New Jersey?

Dental plans give you more flexibility and have fewer costs up front. There are no expensive premiums, so it’s easier to access the care you need. Unlike dental insurance that has defined coverage, you can choose a plan that offers the best prices on the services you need, including cosmetic dentistry and orthodontics.

Find a dental plan that’s right for you.

We connect our customer to the best plans for better dental health in minutes.

Search city, state or zip code

We’ve got a plan for you. Let’s compare.

We want you to live life with a clean, healthy mouth—and both dental savings plans and dental insurance can help you do that. But it’s important to consider the differences between these plans and choose the one that best matches your needs. Let’s dive in.

Dental savings plans
Dental insurance
Preventive care Routine check ups, Cleanings, and X-Rays
Basic procedures Fillings, Extractions, Emergency Care
Major procedures Root Canals, Crowns, Bridges, Dentures
No annual spending caps
No waiting periods*
No deductibles
No exclusions for pre-existing conditions
Switch plans easily
*Waiting periods may be waived with prior dental insurance.

Let’s see what you can save.

See how quickly your plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

Search city, state or zip code

Find a dental plan by state

Plans are available nationwide. Choose your state to find one in your area.

Find a dentist by state

A great dentist is nearby. Choose your state to see which dentists participate.