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Dental insurance made simple.

If you only need preventive care, dental insurance may be a great option. Let’s find you the best dental plan for the best value.

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Here’s what dental insurance typically covers.

When you sign up for dental insurance, you pay a monthly premium and possibly a deductible, depending on your plan. Most plans cover preventive care at 100% and a percentage of other dental work until you reach your annual maximum. After that, you’ll pay for the rest out of pocket until your plan resets. Dental insurance usually covers:

Preventive care

Dental insurance typically covers the cost of your preventive care at 100%—including checkups, routine teeth cleanings, and bitewing x-rays.

Basic care

Most dental insurance plans cover 80% of basic dental care, like cavity fillings, simple extractions, and even some deep teeth cleanings until you hit your annual maximum.

Major care

Dental insurance will usually only cover 50% of root canals, crowns, bridges, dentures—and most of your major dental care—up to your maximum. You’ll cover the rest.

How to know if dental insurance is the best option for you.

Many people are surprised how different dental insurance works compared to medical insurance. Learn the ins and outs of dental insurance below.

Preventative care is covered

Routine teeth cleanings and other preventive care are usually covered at 100%.


Quality care anywhere

Most dental insurance plans allow you to see dentists in and out of network. We recommend calling the dentist beforehand to see if you’re covered.

Backed by trusted brands

The dental insurance plans we offer are backed by carriers you can trust, including Aetna, Humana, Delta Dental, Renaissance, and more.

Know your maximum

Once you’ve reached your annual maximum (sometimes with a single costly procedure), you’ll be responsible for 100% of your dental care for the rest of the year.

Waiting periods apply

Many insurance plans have waiting periods for basic and major procedures which can range from 6 months to a year. Pre-existing conditions may never be covered.

Plan for your deductible

A deductible is the amount you spend at the dentist each calendar year before your plan starts paying a percentage of your eligible dental services.

Come on, we’ll show you how it works.

Choose a plan

Once you’ve found a plan that fits your needs, give us a call and we’ll help you enroll.

Visit a participating dentist

Find a dentist in your area. Need a recommendation? We can help with that, too.

Start using your plan

Take your plan to any participating dentist to receive coverage.

Dental insurance isn’t one size fits all. Let’s compare.

Dental insurance plans vary in cost and coverage—and it’s important to know what you’ll get when you sign up. Here’s a look at a few of the plans we offer.

Dental Insurance Comparison
Aetna Dental Direct Preferred PPO Delta Dental PPO Premium Plan Renaissance Dental Insurance Plan
Preventative Care
Routine check ups, Cleanings, and X-Rays		 100%
Deductible waived		 100% 100%
Deductible waived with in-network providers
Basic Procedures
Fillings, extractions, emergency care for pain relief		 80% 80%
80%
in network		 60%
out of network
(100% for pain relief care in network)
Major Procedures
Root canals, crowns, dentures, bridges, etc
 50% 50% 50%
with in- and out of network providers
Orthodontic (braces) Not covered Covered at 50% Not covered
Cosmetic services Not covered Not covered Not covered
Dental implants Not covered Covered at 50% Covered at 50%
Annual benefit maximum (per person) $1,250 $2,000 $1,000
Deductible
$50
per person		 $150
per family
$50
per person		 $150
per family
$50
per person		 $150
per family
Waiting Period
6 months
for basic		 12 months
for major
6 months
for basic		 12 months
for major
6 months
for basic		 12 months
for major
Cost Starting at
$24.22 a month		 Starting at
$25.15 a month		 Starting at
$35.60 a month
View This Plan View This Plan View This Plan
Aetna Dental Direct Preferred PPO
Preventative Care
Routine check ups, Cleanings, and X-Rays		 100%
Deductible waived
Basic Procedures
Fillings, extractions, emergency care for pain relief		 80%
Major Procedures
Root canals, crowns, dentures, bridges, etc
 50%
Orthodontic (braces) Not covered
Cosmetic services Not covered
Dental implants Not covered
Annual benefit maximum (per person) $1,250
Deductible
$50
per person		 $150
per family
Waiting Period
6 months
for basic		 12 months
for major
Cost Starting at
$24.22 a month
View This Plan
Delta Dental PPO Premium Plan
Preventative Care
Routine Check Ups, Cleanings, and X-Rays		 100%
Basic Procedures
Fillings, extractions, emergency care for pain relief		 80%
Major Procedures
Root canals, crowns, dentures, bridges, etc
 50%
Orthodontic (braces) Covered at 50%
Cosmetic services Not covered
Dental implants Covered at 50%
Annual benefit maximum (per person) $2,000
Deductible
$50
per person		 $150
per family
Waiting Period
6 months
for basic		 12 months
for major
Cost Starting at
$25.15 a month
View This Plan
Renaissance Dental Insurance Plan
Preventative Care
Routine Check Ups, Cleanings, and X-Rays		 100%
Deductible waived with in-network providers
Basic Procedures
Fillings, extractions, emergency care for pain relief
80%
in network		 60%
out of network
(100% for pain relief care in network)
Major Procedures
Root canals, crowns, dentures, bridges, etc
 50%
with in- and out of network providers
Orthodontic (braces) Not covered
Cosmetic services Not covered
Dental implants Covered at 50%
Annual benefit maximum (per person) $1,000
Deductible
$50
per person		 $150
per family
Waiting Period
6 months
for basic		 12 months
for major
Cost Starting at
$35.60 a month
View This Plan
Costs vary according to the type of dental insurance you choose and the coverage it offers.

Find a dental plan by state

Plans are available nationwide. Choose your state to find one in your area.

Find a dentist by state

A great dentist is nearby. Choose your state to see which dentists participate.

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.

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