Dental Insurance Plans of Illinois

Explore dental insurance options from leading insurance providers and enroll in the plan that fits your budget and lifestyle.

Available dental insurance plans in Illinois

Renaissance Dental Logo
aetna logo
Humana Logo
Renaissance Dental Insurance Plan III

Aetna Dental® Direct Preferred PPO Humana Complete Dental Insurance
Premium Starting from
$37.45 per month*
Starting from
$29.74 per month*
Starting from
$59.99 per month*
Type
(Family/Individual)
Individual
+ dependents
Individual
+ dependents
Individual
+ dependents
Maximum $1,000 $1,250 yr1-$1250
yr2-$1500
Fillings Basic covered
at 80%
Basic covered
at 80%
Basic covered
at 80%
X Rays Preventive covered
at 100%
Preventive covered
at 100%
Preventive covered
at 100%
Annual Deductible $50 Individual
$150 Family
$50 Individual
$150 Family
$50 Individual
$150 Family
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*Prices may vary by age, ZIP code and number of dependents.
Patient and dentist looking at x-ray

What is an Illinois dental savings plan?

An Illinois dental savings plan is a type of dental discount plan that offers plan members access to reduced rates on a wide range of dental services and procedures at participating dentists and dental specialists in Illinois. Unlike traditional dental insurance, which typically involves monthly premiums, deductibles, and copayments, dental savings plans charge plan members a low annual fee in exchange for discounted rates on virtually all dental treatments, including preventive care, restorative procedures, and cosmetic services, with no waiting, restrictions or annual limits. Plan members can choose from a network of participating dentists and specialists within Illinois, providing flexibility and convenience in accessing affordable dental care.

Illinois Dental Insurance FAQs

How much does dental insurance cost in Illinois?

Dental insurance costs in Illinois can vary based on factors such as the level of coverage, the insurance provider, the type of plan (HMO, PPO, etc.), and your location within the state. Researching different insurance plans and requesting quotes from insurance providers to determine the specific costs for your needs is recommended.

Does Illinois state insurance cover dental?

Illinois state insurance programs may offer dental coverage for certain populations, such as Medicaid beneficiaries or low-income individuals. The extent of coverage and eligibility criteria can vary depending on the specific program. It’s advisable to check with the Illinois Department of Healthcare and Family Services or relevant state agencies for information on available dental benefits.

How do I find an Illinois dentist who accepts my insurance?

To find an Illinois dentist who accepts your insurance, you can:

  • Call or visit the dentist’s office directly to inquire about accepted insurance plans.
  • Use our online dental provider directory
  • Contact your insurance provider’s customer service for assistance in locating in-network dentists.

Does a medical card in Illinois cover dental?

In Illinois, Medicaid, known as the Medical Assistance Program or “medical card,” may include limited dental coverage for eligible individuals. However, coverage specifics, such as services included and eligibility criteria, can vary. It’s advisable to contact the Illinois Department of Healthcare and Family Services or your Medicaid managed care plan for information on dental benefits under the medical card program.

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Illinois Dental Insurance Plans vs Illinois Dental Savings Plans

When considering dental coverage in Illinois, it’s essential to understand the differences between dental insurance plans and discount dental plans. A dental insurance plan typically involves monthly premiums, deductibles, and co-pays, covering a range of dental procedures at different percentages, until you hit your annual maximum. On the other hand, a dental savings plan provides discounts on dental procedures without the complexities of traditional insurance. Plan members of a discount dental plan get access to substantial savings on virtually all dental treatments directly at any participating dentist, after paying a low annual fee. Both options offer significant advantages for oral health, but choosing the right dental plan depends on individual needs and preferences. DentalPlans.com is available to assist in selecting the most suitable option for your dental coverage in Illinois, ensuring quality care and affordability. 

Mother and Daughter

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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Find the right Illinois dental plan with DentalPlans.com

Navigating dental insurance and dental savings plans can be overwhelming, but DentalPlans.com makes it easy. Discover a variety of affordable dental plan options in Illinois tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Illinois. Don’t wait—start saving on your dental care today with DentalPlans.com!

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.