Dental Insurance Plans in Florida

Discover dental insurance plans from the top insurance carriers and enroll in the plan that best matches your lifestyle and saves you money.

Available dental insurance plans in Florida

Renaissance Dental Logo
aetna logo
Delta Dental Logo
Humana Logo
Renaissance Dental Insurance Plan III

Aetna Dental® Direct Preferred PPO Delta Dental PPO™ Individual Premium Plan Humana Complete Dental Insurance
Premium Starting from
$37.45 per month*
Starting from
$29.74 per month*
Starting from
$48.48 per month*
Starting from
$59.99 per month*
Type
(Family/Individual)
Individual
+ dependents
Individual
+ dependents
Individual
+ dependents
Individual
+ dependents
Maximum $1,000 $1,250 $2,000 yr1-$1250
yr2-$1500
Fillings Basic covered
at 80%
Basic covered
at 80%
Basic covered
at 80%
Basic covered
at 80%
X Rays Preventive covered
at 100%
Preventive covered
at 100%
Preventive covered
at 100%
Preventive covered
at 100%
Annual Deductible $50 Individual
$150 Family
$50 Individual
$150 Family
$50 Individual
$150 Family
$50 Individual
$150 Family
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*Prices may vary by age, ZIP code and number of dependents.
Patient and dentist looking at x-ray

Florida Dental Insurance Made Simple with DentalPlans.com

Selecting the best dental insurance in Florida means finding a plan that caters to your specific oral health needs and fits within your budget. Various insurance companies offer a range of dental insurance plans in Florida, tailored to address different dental care requirements, from routine check-ups to more advanced dental treatments.

Dental insurance plans in Florida generally include benefits for preventive care, such as cleanings, exams, and x-rays, as well as partial coverage for more extensive procedures like root canals or crowns. DentalPlans.com provides user-friendly online tools, and an expert support team, simplifying the process of finding your best dental plan and managing your dental health.

Finding a cost-effective dental plan in Florida that offers the necessary coverage doesn’t need to be complicated. DentalPlans.com assists Floridians in conveniently comparing dental insurance options, making it easier to find the plan that best fits their needs. Whether you need coverage for your entire family or just yourself, DentalPlans.com streamlines the process of selecting the ideal dental insurance plan.

Florida Dental Insurance FAQs

What is the most common dental insurance in Florida?

The most common dental insurance providers in Florida include Delta Dental, Guardian Dental, Humana Dental, and Cigna Dental. These companies offer a range of dental insurance plans with various coverage options, such as HMO or PPO dental insurance plans as well as dental savings plans, to suit individual and family needs. Discover the best dental insurance options for you.

What is the average cost of dental insurance in Florida?

The average cost of dental insurance in Florida can vary depending on factors such as the type of plan, coverage levels, deductibles, and the number of individuals covered. On average, individual dental insurance plans in Florida may range from $23 to $57 per month, while family plans could range from $42 to $165 per month. However, actual costs may differ based on specific plan details and dental coverage providers.

Best senior dental insurance in Florida?

Some popular dental insurance options for seniors in Florida include plans offered by Delta Dental, Humana Dental, and the AARP Dental Insurance Program. These plans offer comprehensive dental coverage for common dental procedures, including preventive care such as teeth cleanings, basic services, and major treatments, tailored to the needs of seniors. Additionally, dental savings plans (DSPs) are becoming increasingly popular among seniors for their affordability and flexibility, providing significant discounts on a wide range of dental services without the restrictions of traditional insurance.

Does Florida dental insurance have waiting periods?

Dental insurance plans in Florida may have waiting periods for certain types of services, such as major procedures like crowns, bridges, or orthodontic treatment. Waiting periods can vary between plans. During the waiting period, coverage for specific services may be limited or not available. Individuals need to review the details of the dental insurance plan and the insurance company they’re considering to understand if any waiting periods apply and for which services. Dental savings plans are also available in Florida, which activate immediately.

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Florida Dental Insurance vs Dental Savings Plans

In Florida, individuals have the option to choose between traditional dental insurance plans and dental savings plans to manage their dental care costs. Traditional insurance requires monthly premiums in exchange for coverage for various dental procedures, often with deductibles, co-payments, and annual maximums. While it offers a structured approach to accessing care, it may involve waiting periods, restrictions on pre-existing conditions, and limitations on coverage. 


Dental savings plans involve an annual membership fee in exchange for access to lower rates on dental procedures from participating dentists. Plan members can access dental savings immediately, enjoying affordable care, flexibility in provider choice, and no annual limits or restrictions on existing dental conditions. While traditional insurance offers a familiar coverage structure, dental discount plans provide immediate savings and flexibility, making the choice dependent on individual preferences, budget considerations, and dental care needs.

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How many family members should be included?

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Find the right Florida dental plan with DentalPlans.com

Navigating dental insurance and dental savings plans can be overwhelming, but DentalPlans.com makes it easy. Discover a variety of affordable dental care options in Florida tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Florida. Don’t wait—start saving on your dental care today with DentalPlans.com!

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.