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Florida Dental Insurance & Dental Plans

Dental savings plan members save an average of 50%* at the dentist.

*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

The brands you trust, at a price you can afford.

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iDental United Concordia Logo
Getting Dental Insurance in Florida

Here are some of the ways you can get dental coverage in Florida:

  • Get dental insurance through your employer’s health insurance plan
  • Purchase health insurance and add dental coverage to your policy
  • Sign up for a stand-alone dental insurance plan
  • Enroll in a dental savings plan
What Does Dental Insurance Typically Cost in Florida?

According to, the premiums range from $18 to $97 per month for adults purchasing their own or family stand-alone dental coverage through If you’re purchasing dental coverage via the state’s health insurance exchange, the premiums associated with pediatric dental coverage might not be covered by premium tax credits.

Shopping for Dental Coverage in Florida

Before purchasing dental insurance, it’s important to compare carriers and coverage levels to help you keep costs to a minimum. Additionally, you should check if your preferred dentist is included within the carrier’s network to help minimize out-of-pocket expenses.

Dental insurance isn’t the only option for saving money on dental care in Florida. Consider getting a dental savings plan, which allows plan members to save 10-60% on preventive and restorative treatments, cosmetic treatments such as teeth whitening, and more.

What You Need to Know About Dental Plans in Florida

Dental savings plans activate right away, even for major procedures, and do not have health restrictions, so you can schedule your appointments immediately. Unlike dental insurance, which can have expensive monthly premiums and annual maximum coverage caps, dental savings plans cost a low annual fee and provide plan members with access to discounts on most procedures without an annual limit.

Plus, you can always switch your Florida dental savings plan at a moment’s notice. We have a hassle-free 30-day refund policy, so if you decide your plan isn’t right for you, you can change it without any penalties.

Dental Plans from Brands You Trust

The plans on our site are from leading providers such as SolsticeAetna, and Careington, and are accepted at over 140,000 dentists nationwide. Your Florida dentist is likely already part of our growing network, so making the switch to a dental savings plan can be quick and easy.

Dental plans are the
smart choice

No health restrictions

and no annual spending limit

Plans tailored to your needs

cosmetic, restorative, orthodontia, and more

Save right at the dentist office

with no paperwork or waiting

Member support

via our dedicated support team

Frequently Asked Dental Questions

What are Florida dental plans?

Florida dental plans offer deep discounts on an array of treatments at over 100,000 participating dentists. These alternatives to Florida dental insurance are an ideal option for budget-minded families.

How do I find a Florida dentist in my neighborhood?

Just follow these simple steps to find a dentist who accepts dental plans in your area:

  1. Go to our dentist finder tool and enter your zip code
  2. Tell us about the type of dentist you need or anything else you think is relevant
  3. Click “Search for Dentists” to get your results

How long does it take to activate my discount dental plan in Florida?

Most plans are ready to use in about three business days. If you experience any problems, please call us. We’d be happy to assist you.

Is there a difference between dental savings plans and Florida dental insurance?

Yes. The differences are significant. Dental savings plans have no health restrictions, so you don’t have to wait for comprehensive treatment plans. Unlike dental insurance that has expensive monthly premiums, dental savings plans have a low annual fee that provides access to discounts on most procedures at participating dentists.

Find a dental plan that’s right for you.

We connect our customer to the best plans for better dental health in minutes.

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We’ve got a plan for you. Let’s compare.

We want you to live life with a clean, healthy mouth—and both dental savings plans and dental insurance can help you do that. But it’s important to consider the differences between these plans and choose the one that best matches your needs. Let’s dive in.

Dental savings plans Dental savings plans
Dental insurance Dental insurance
Preventive care Routine check ups, Cleanings, and X-Rays
Basic procedures Fillings, Extractions, Emergency Care
Major procedures Root Canals, Crowns, Bridges, Dentures
No annual spending caps
No waiting periods*
No deductibles
No exclusions for pre-existing conditions
Switch plans easily
*Waiting periods may be waived with prior dental insurance.

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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