Login Login
Mother and daughter

New York Dental Insurance & Dental Plans

Dental savings plan members save an average of 50%* at the dentist.

*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

The brands you trust, at a price you can afford.

Cigna Logo
aetna logo
iDental United Concordia Logo
Getting Dental Insurance in New York

There are a few ways you can get dental coverage in New York:

  • Enroll in your employer’s health insurance plan
  • Purchase health insurance and add dental coverage to your plan
  • Get a stand-alone dental insurance plan
  • Sign up for a dental savings plan
How Much Does Dental Insurance Typically Cost in New York?

According to HealthInsurance.org, $25 to $110 per month is the average premium for adults who purchase either stand-alone or family dental coverage via the NY State of Health, a state-run exchange. If you’re purchasing family dental coverage through the NY State of Health, premium tax credits may or may not offset the premiums associated with pediatric dental coverage.

Shopping for Dental Coverage in New York

Before enrolling in a dental insurance plan, compare carrier carriage and coverage levels. You should also see if your preferred dentist is within the carrier’s network to keep costs affordable.

However, dental insurance is not the only option for coverage in New York. With a New York dental savings plan, you can save 10-60% on preventative and restorative treatments.

What You Need to Know About Dental Plans in New York

The differences between dental insurance and dental savings plans are significant. Dental savings plans activate right away, even for major procedures, so you can schedule your appointments immediately with no annual limit to consider and no restrictions on health.. Unlike dental insurance, which can have expensive monthly premiums, dental savings plans cost a low annual fee and then provide plan members with access to discounts at participating dentists.

Additionally, you can join a dental savings plan in New York at a moment’s notice, with quick activation of just 1-3 business days. We also offer a 30-day hassle-free refund policy, so if you decide your plan isn’t right for you, you can change it without any penalties

Dental Savings Plans From Brands You Trust

The plans on our site are from leading providers like AetnaCigna, and Careington and are accepted by over 140,000 dentists nationwide. Your New York dentist is likely already part of our growing network, so joining a dental savings plan is easier than you think.

Dental plans are the
smart choice

No health restrictions

and no annual spending limit

Plans tailored to your needs

cosmetic, restorative, orthodontia, and more

Save right at the dentist office

with no paperwork or waiting

Member support

via our dedicated support team

Frequently Asked Dental Questions
What is a New York dental savings plan?

New York dental plans are economical and easy-to-use alternatives to New York dental insurance. They give members access to a network of thousands of dentists who have agreed to offer their services at significantly reduced rates.

How do I find a New York dentist near me?

Searching for participating dentists in your neighborhood couldn’t be easier. Just visit our dentist finder tool and enter your zip code. You can also add other details such as your preferred dental specialty. Then click on “Search for Dentists” to get your results.

How long will it take to activate my New York dental savings plan?

Our plans normally take about three days to activate.

How do discount dental plans and dental insurance in New York compare?

The differences are significant. Dental plans have no waiting periods for major procedures, so you can schedule your appointments right away. Unlike dental insurance that has expensive monthly premiums, dental plans require a small annual fee that provides access to discounts at participating dentists.

Find a dental plan that’s right for you.

We connect our customer to the best plans for better dental health in minutes.

Search city, state or zip code

We’ve got a plan for you. Let’s compare.

We want you to live life with a clean, healthy mouth—and both dental savings plans and dental insurance can help you do that. But it’s important to consider the differences between these plans and choose the one that best matches your needs. Let’s dive in.

Dental savings plans
Dental insurance
Preventive care Routine check ups, Cleanings, and X-Rays
Basic procedures Fillings, Extractions, Emergency Care
Major procedures Root Canals, Crowns, Bridges, Dentures
No annual spending caps
No waiting periods*
No deductibles
No exclusions for pre-existing conditions
Switch plans easily
*Waiting periods may be waived with prior dental insurance.

Let’s see what you can save.

See how quickly your plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

Search city, state or zip code

Find a dental plan by state

Plans are available nationwide. Choose your state to find one in your area.

Find a dentist by state

A great dentist is nearby. Choose your state to see which dentists participate.