Category: Insurance & Savings Plan Basics
-
How To Choose The Best Dental Insurance
Choosing a dental insurance plan is almost as big of a decision as choosing a dentist. And in some ways, picking a plan is more challenging. But, you may not discover problems with your dental insurance until you really need the coverage.
-
Veteran Affairs Dental Insurance: Comprehensive Guide for Veterans
Dental care is an essential aspect of overall health, but it can also be expensive, especially for veterans who face health challenges after their service. Veteran Affairs (VA) dental insurance (VADIP) is designed to provide necessary dental care to U.S. veterans, ensuring they can maintain good oral health without financial stress. This blog will cover…
-
What To Do If You're Unemployed and Need A Dental Insurance Plan
Options for getting the care that you need during unemployment (and beyond!) include buying a dental savings plan, the affordable alternative to traditional dental insurance. Dental savings plans do not have waiting periods, annual spending caps, deductibles or exclusions for pre-existing conditions.
-
Are Dental Savings Plans Worth It?
Dental savings plans are an affordable alternative to dental insurance that enable people to save an average of 50%* on their dental care. But the advantages go well beyond savings, dental plans are intended to solve problems – from existing oral health issues, limited access to affordable insurance and the high cost of restorative treatments…
-
Can I use a dental savings plan with insurance?
Dental insurance, specifically PPO plans – typically have a spending limit of $1,000–$1,500 per year, though it can be higher. Once your dental bills reach that amount, you need to pay out of your pocket for dental care until the next plan year. And you’ll need to continue to pay your monthly premiums as well.…
-
How to Buy Dental Insurance
Choosing a dental insurance plan should be much easier than getting a root canal. But finding an affordable dental insurance plan that meets your needs, now and into the future, isn’t always a painless process.
-
What is Basic Dental Insurance?
Most dental insurance plans do cover these sorts of treatments at 80% of the cost. You also don’t get coverage for root canals, crowns, bridges, dentures or orthodontics. Typically, dental insurance covers 50% of the cost of these services (20% for braces).
-
Dental Savings Plans vs. Insurance: What’s the Difference?
Both dental insurance and dental savings plans, an alternative to dental insurance, can help you maintain your oral health and overall wellness. Which option you choose is an individual decision, which should be based on your dental care needs, budget, and preferences
-
What is Supplemental Dental Insurance?
Supplemental insurance would seem to be the answer if you have exceeded your dental insurance plan's annual maximum or if your plan does not cover a needed procedure. But before you pay more for yet another insurance policy, consider potential problems and your options.
-
Prepaid Dental Insurance – What You Need To Know
The advantages to prepaid plans include low premiums (the fee you pay to belong to a plan), deep discounts on dental care, no annual spending limit, and coverage for pre-existing conditions. But what are the disadvantages?