Think Going to the Dentist May Hurt? Not Going Can Be Worse.
Skipping the dentist to save money is one of the most understandable financial decisions people make. It’s also one of the most expensive.
More people are making that choice than you might expect. According to ValuePenguin’s 2025 Dental Health Report, 34.1% of adults didn’t see a dentist at all last year. A Synchrony study found that 92% of people would consider delaying dental care if they needed to. And per Federal Reserve data reported by USAFacts, dental care is the single most-skipped category of care in the country; ahead of doctor visits, ahead of prescriptions.
That’s not neglect. It’s a decision made under pressure, often without the full picture of what it actually costs.
Why people put it off going to the dentist
The choice to skip a dental visit usually isn’t related to “should I go.” It’s “can I afford whatever they find.” In DentalPlans.com’s survey of more than 2,400 members, 35% said they had delayed or reduced dental treatment specifically because of cost. Preventive visits — cleanings and checkups, the cheapest and simplest care available — were among the most commonly skipped.
That’s worth pausing on. The visit that doesn’t hurt yet is the easiest one to push off. But it’s also the visit that keeps small problems small.
How much does it cost to delay dental treatment?
Delaying dental treatment can multiply the total cost of care several times over. A multi-year Cigna study found that adults who saw the dentist regularly reduced their dental costs by 31% over five years. People who skipped regular care saw their costs rise 43% over that same period, largely because preventive visits turned into restorative work.
Here’s how that plays out in practice:
- A cavity caught early typically costs $150–$300 to fill.
- Left untreated, that same tooth often needs a root canal — typically $1,000–$1,300.
- Root canals usually require a crown afterward, adding roughly $1,000.
- If the tooth can’t be saved, a bridge or dentures run $3,000–$4,500.
- A single implant can cost at least double what a bridge does.
- Gum disease treatment, once infection sets in, ranges from $600–$2,000.
None of these costs increase because someone made a poor decision. They increase because delay was the only option on the table, or the only one people knew about.
Closing the gap between needing care and getting it
There’s a real difference between delaying care after weighing the options, and delaying care because the options were never clear in the first place. For a lot of people, cost isn’t really the barrier. Not knowing what’s available is.
Dental savings plans exist to close that gap. They’re not insurance, so there’s no waiting period, no annual limits, and no paperwork process to navigate. Plan members get 10–60% off virtually all dental care through more than 140,000 participating dentists, usable within a few days of signing up. For the roughly one in three adults without dental insurance, that can be the difference between putting off care indefinitely and getting it handled this month.
The cost of waiting only moves in one direction. Addressing a problem early is almost always simpler, and less expensive, than addressing it later.
