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Renaissance Dental Insurance Plan III

Find plan availability & pricing in your area by entering in your ZIP code below:

Questions? Call 1-877-242-1463

Renaissance Dental Insurance Plan

  • Annual Deductible - $50 per person
  • Annual Maximum Benefit - $1,000 per person

Program Summary

Renaissance Dental is a leader in the dental insurance industry. Renaissance Dental provides access to more than 300,000 dental locations throughout the country. This plan offers the freedom to go to any licensed dentist, however, you may save on out-of-pocket costs by going to an in-network dentist.

  • 100% coverage for Diagnostic & Preventive Services when you see an in-network dentist
  • No waiting periods for Diagnostic & Preventive Services
  • $50 deductible waived for Diagnostic & Preventive Services
  • Coverage for Implants and Crowns
Benefit In-network Out-of-network
Individual annual deductible
(waived for preventive services)
$50 per person $50 per person

Family annual deductible
(waived for preventive services)

$150 per family $150 per family
Annual Benefit Maximum $1,000 per person $1,000 per person
Renaissance Dental Insurance Plan III

Find plan availability & pricing in your area by entering in your ZIP code below:

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Dental Benefit Highlights for Renaissance Dental Insurance Plan III

Dental Services
Diagnostic & Preventive Services In-network dentist Out-of-network dentist Waiting Periods
Diagnostic and preventive services*—Includes exams and cleanings twice per year, bitewing X-rays, and fluoride treatments to age 14 100% 80% None 
Emergency palliative treatment* 100% 80%
Radiographs/diagnostic imaging*—X-rays 80% 60%
 
Minor Services In-network dentist Out-of-network dentist Waiting Periods
Periodontal cleaning—Following active periodontal therapy 80% 60% 6 months 
Denture and bridge repairs and relines 80% 60% 6 months 
Minor restorative services—Silver and white fillings 80% 60% 6 months 
 
Major Services In-network dentist Out-of-network dentist Waiting Periods
Oral surgery services—Extractions and dental surgery, including local anesthesia, suturing, and post-operative care 50% 50% 12 months 
Endodontic services—Root canals 50% 50%
Periodontic services—Treatment for diseases of the gums and supporting structures of the teeth 50% 50%
Prosthodontic services—Bridges, dentures and implants 50% 50%
Crown and cast restorations—Metal and porcelain crowns 50% 50%
TMD treatment—Treatment for jaw and facial joint disorders 50% 50%
 
Maximums and Deductible
Contract year maximum $1,000 per member
TMD lifetime maximum $300 per member
Deductible (per contract year) *Deductible waived for these services $50 per member
Renaissance Dental Insurance Plan III

Find plan availability & pricing in your area by entering in your ZIP code below:

Additional Plan Information for Renaissance Dental Insurance Plan III

Maximum Payment for Covered Services:

  • $1000 per person total per Benefit Year on Class I, Class II and Class III Benefits collectively
  • $300 per person total per Lifetime for TMD treatment

Deductibles For Covered Services:

  • $50 per person per benefit year
  • $150 annual deductible for families.
  • Deductible does not apply to diagnostic, preventive or emergency palliative treatments.

Waiting Periods

  • 6 months following effective date of insurance: X-rays (not including bitewing), periodontal prophylaxes, denture repair, rebase, relining, minor restorative.
  • 12 months following effective date of insurance: Oral surgery, periodontics, endodontics, crown and cast restorations, prosthodontics and TMD treatment

Additional Plan Information

  • Benefits for cleanings and oral examinations are payable twice per benefit year.
  • A third  cleanings is payable per benefit year for individuals with a documented history of periodontal disease and a fourth cleanings is payable for two consecutive calendar years following periodontal surgery.
  • Benefits for bitewing X-rays are payable once per benefit year.
  • Benefits for full mouth X-rays (which include bitewing X-rays) or a panorex are payable once in any five consecutive years.
  • Fluoride treatments are payable twice per benefit year   for age  13 and under.
  • Space maintainers are payable once per area in a lifetime for age 13 and under.
  • Crowns, onlays, dentures, bridges, and substructures are limited to once in a seven-year period.
  • Benefits for Temporomandibular Disorders (TMD) are limited to those services normally provided by a dentist to relieve oral symptoms associated with malfunctioning of the temporomandibular joint. This does not include services that would normally be provided under medical care.
  • Composite resin (white) restorations and porcelain crowns are Covered Services on posterior teeth.
  • Orthodontics and related services are not Covered Services.

The Renaissance PPO network combines leading national and regional PPO networks to offer you maximum choice and value. You can find a participating dentist using the search tool below. If you decide to contact a dental office directly, please refer to the following network partners that a dental office will likely recognize:

  • Maximum Care
  • Connection Dental
  • Maverest Dental Network (formerly Dental Wellness Partners)

Renaissance Dental Insurance Plan III

Find plan availability & pricing in your area by entering in your ZIP code below: