Humana Complete Dental Insurance
Find plan availability & pricing in your area by entering in your ZIP code below:
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1-877-242-1463
Find plan availability & pricing in your area by entering in your ZIP code below:
The Humana Complete Dental Insurance is designed for people who are looking to maintain their oral health through regular dental exams and cleanings. The plan offers affordable coverage for preventive, basic and major services like routine cleanings and exams, fillings, dentures and extractions. Choose from one of the more than 270,000 dentist locations in the Humana Dental PPO network.
There is a one-time deductible of $50/person or $150/family—but use in-network providers for preventive services and there is no deductible!
| Benefit | In-Network | Out-of-Network |
| Individual annual deductible |
$50 per person (waived for preventive services) |
$50 per person |
|
Family annual deductible |
$150 per family (waived for preventive services) |
$150 per family |
| Annual Benefit Maximum |
$1,250 year 1 $1,500 year 2+ |
$1,250 year 1 $1,500 year 2+ |
Find plan availability & pricing in your area by entering in your ZIP code below:
| Preventive Services | In-Network Coverage | Out-of-Network Coverage | Waiting Periods |
| Routine oral examinations (limit 2 per year) |
100% No Deductible |
100% After Deductible |
None |
| Limited oral evaluation (limit 1 per year) | |||
| Comprehensive oral evaluation (limit 1 per 3 years) | |||
| Bitewing X-rays (1 set of films per year for covered persons under age 10 and up to 4 films per year for covered persons age 10 and older) | |||
| Panoramic film combined with Full Mouth (limit 1 every 5 years, age 12 and up) | |||
| Cleanings (limit 2 per year) | |||
| Topical fluoride treatment (limit 2 per year) | |||
| Sealants (limit of 1 per tooth per lifetime, age 14 and under) | |||
| Basic Services | In-Network Coverage | Out-of-Network Coverage | Waiting Periods |
| Emergency care for pain relief |
80% After Deductible |
80% After Deductible |
Six-month waiting period applies - policyholders who provide proof of 12 months prior coverage are exempt from this waiting period.1 |
| Extractions and root removal | |||
| Fillings (limit 1 per tooth, per 2 years, composite covered on front teeth only2) | |||
| Space maintainers (age 14 and under, initial placement only) | |||
| Minor restorative services—Silver and white fillings | |||
| Prefabricated stainless steel crowns | |||
| Major Services | In-network dentist | Out-of-network dentist | Waiting Periods |
| Endodontics - Root canals (limit 1 per lifetime, per tooth) |
50% After Deductible |
50% After Deductible |
Twelve-month waiting period applies - policyholders who provide proof of 12 months prior coverage are exempt from this waiting period.1 |
| Complete dentures (limit 1 per 5 years) | |||
| Partial dentures (limit 1 per 5 years) | |||
| Denture repair and adjustments | |||
| Crowns (limit 1 per tooth per 5 years) | |||
| Onlays and Inlays (limit 1 per tooth per 5 years) | |||
| Oral surgery | |||
| Periodontal maintenance (limit 2 per year) - no waiting period for this service. | |||
| Periodontal scaling and root planing (limit 1 per quadrant every 3 years) - no waiting period for this service. | |||
| Maximums and Deductible | |||
| Maximum |
Year 1: $1,250 Year 2: $1,500 |
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| Deductible |
$50 individual $150 family |
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| States Offered | AL, AR, AZ, CA, CT, CO, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NM, NY, OH, OK, PA, TN, TX, UT, WI | ||
Out-of-network dentists can bill you for charges above the amount covered by your Humana Dental plan. To ensure you do not receive additional charges, visit a dentist in the Humana Dental PPO Network. Waiting periods and other limitations may apply; please see your policy for coverage details.
Footnotes
1 Prior coverage is defined as an insurance plan that offered coverage and benefits. Discount dental plans are not considered prior coverage. Tennessee has no waiting period.
2 Composite (white) fillings are only covered on anterior (front) teeth. An alternate benefit is allowed for composite fillings on posterior (back) teeth where the plan will cover the cost of an amalgam (silver) filling and the member is responsible for any cost over the covered amount.
Find plan availability & pricing in your area by entering in your ZIP code below:
This is the maximum amount that the plan will pay in a calendar year
This is the amount you will pay out-of-pocket for services in a calendar year
Out-of-network dentists can bill you for charges above the amount covered by your Humana Dental plan. To ensure you do not receive additional charges, visit a dentist in the Humana Dental PPO Network. Waiting periods and other limitations may apply; please see your policy for coverage details.
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