Aetna Dental Access

Aetna Dental Access® plan provides members with, in most instances, 15-50%* per visit savings on dental procedures at more than 213,000** available dental locations nationwide through one of the largest dental savings networks. There is no limit to how many times you can use the dental savings plan to save at the dentist—use your card over and over again to keep your teeth sparkling clean!

This dental savings plan has some great perks.

Save on cleanings, x-rays, root canals, dentures, and more.

Adults and children can save on ortho treatments, such as braces.

Save on cosmetic work such as implants, teeth whitening, veneers, and more

No limit on how much you can use your plan or how much you can save each year

Start saving the day your plan activates, even on major procedures

No exclusions based on current dental conditions

Let’s look at what this dental savings plan includes.

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*Actual costs and savings vary by provider, service and geographical area.

**As of August 2016.

You will receive your effective date in the online membership materials received within 24 hours.

The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

This plan is NOT insurance.

The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00.

This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This discount card program contains a 30 day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. Member shall receive a reimbursement of all periodic membership fees if membership is cancelled within the first 30 days after the effective date. UT, AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time application fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Website to obtain participating providers: DentalPlans.com.

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Frequently asked questions about dental savings plans

What is an Aetna dental savings plan?

The Aetna Dental Access® plan is not dental insurance — it’s a dental savings plan that offers 15% to 50% off on virtually all dental procedures with participating dentists in the Aetna Dental Access network. It’s a flexible, affordable way to save on routine care and major procedures alike.

Dental savings plans are a trusted alternative to traditional dental insurance. Both can help you reduce the cost of dental care. Dental savings plans are a great choice for people who need expensive procedures such as braces, bridges, dental implants, dentures, root canals and crowns. Find out more about the differences between dental savings plans and insurance.

How does an Aetna dental savings plan help me save money?

The Aetna Dental Access plan includes discounts on preventive, basic and restorative dental care. Procedures insurance typically does not cover, such as cosmetic care – including dental implants – are also included with this plan. Aetna Vital Dental Savings℠ Plus offers additional savings on vision and hearing care, as well as prescriptions and additional health and wellness services. After activating your Aetna dental plan, present your membership card at the time of service to receive instant savings on treatments like cleanings, x-rays, root canals, and dental implants.

Are dental savings plans worth it?

Yes, dental savings plans — like Aetna Dental Access plans — can be a cost-effective option, especially if you don’t have traditional dental insurance or need services not typically covered by insurance. Dental savings plan members report saving an average of 50%* on their dental care. Factor in the unique advantages of these plans such as no annual spending limits, no deductibles, and no waiting periods for any procedures after enrollment. It’s clear that dental savings plans are a great way to reduce the cost of dental care.

*Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

Can you use a dental savings plan with dental insurance?

While you can’t use dental insurance and a dental savings plan to reduce the cost of the same procedure, you can use it on different procedures in the same treatment plan. You can also use your dental savings plan instead of your insurance in cases where your dental savings plan will save you more money, or for additional treatments after you’ve hit your annual spending limit as long as the procedure is included in your plan, which virtually all procedures are. Your dentist can help you determine how to best use your insurance and your dental savings plan, and it’s best to check your insurance policy for any restrictions.