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The benefits of dental plans
Updated: 4/13/2011 7:00:06 PM

Dental plans may lower the amount of treatment bills Since many people are unaware of the differences between dental insurance and dental plans, a recent article published by Arizona-based ABC 15 News discussed the specifications of the latter and indicated that the two may sometimes be combined.

According to the news provider, dental plans have significantly lower membership fees compared to HMO or PPO insurance programs.

Dental plans allow discounts on services that are provided by a designated network of dentists or practices, the news source explained. The coverage suppliers pay the professionals upfront for being part of the program, which allows patients to pay reduced prices for their procedures. ABC noted that many individuals who have dental insurance additionally enroll in an outside plan in order to achieve further savings.

The high unemployment rate in America may contribute to the increasing popularity of dental plans. However, statistics indicate that many individuals forgo oral care altogether.

According to the Kaiser Family Foundation, about 25 percent of uninsured people do not receive preventive or necessary care due to the costs of treatments. The organization noted that many Americans who do not receive regular care develop serious health conditions.

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