Dental insurance typically covers the first $1,000-$1,500 of your dental costs per year. The rest is up to you.
With a dental savings plan you can reduce the total cost of veneers by an average of 50-60% depending on which savings plan you choose.
The most important thing to know is that porcelain veneers typically last longer than composites—10-15 years for porcelain, 5-7 years for composite (resin laminate) veneers. Your teeth will probably need to be shaped to support the veneers, so it’s not a reversible procedure—factor in the cost of replacements before opting to get veneers.
Dental veneers are a fast and effective fix for discolored, cracked, broken or misshaped teeth. The only real negative about veneers is the cost. And you can’t count on insurance to cover the treatment. Veneers are considered a cosmetic procedure, and dental insurance typically only covers treatments that are medically necessary.
Both dental insurance and Dental Savings Plans reduce the cost of dental care. But Dental Savings Plans have some advantages that can help you save even more at the dentist. There is no annual spending maximum with Dental Savings Plans (most insurance plans have an annual limit of $1,000-$1,500), and plans activate quickly, compared to dental insurance, where you often have to wait 6 months for restorative treatment coverage. With a Dental Savings Plan you can start saving faster, and keep saving longer!