Dental insurance typically covers the first $1,000-$1,500. The rest is up to you.
You can save $626 depending on which savings plan you choose.
An endosteal implant is surgically implanted into the jawbone, and the replacement tooth/teeth are attached to an abutment that is fixed to the implant. Mini implants are about 1/3 of the size of a traditional implant, are not inserted into the bone, and are usually used to stabilize lower dentures. A mini implant costs $1,500 or less.
All of a sudden I had major dental problems caused by an abscess. I ended with two extractions, two root canals and two implants. With this dental plan I saved thousands. You can too.
Dental implants are a complex surgical procedure. Dentists performing the procedure should have special training or be an oral surgeon, prosthodontist or other type of dental restoration specialist.
And it’s a multi-step process; you’ll need x-rays, an assessment of the condition of your jawbone and gums, and possibly a bone graft. After the implant is inserted and healed, then an abutment, which protrudes above your gum line and connects the implant to the replacement tooth/teeth, is screwed into the implant. After all that is done, your replacement tooth or teeth are attached to the abutments. Dental implants should last a lifetime.
Dental implants are still not considered medically necessary (you don’t need implants to successfully restore missing teeth), so they are classified as a “cosmetic” treatment. Most insurance plans do not cover cosmetic dental procedures. So, your insurance may cover a portion of the cost of a replacement tooth, but not cost of the implant or the procedure.
And even if you are insured, yearly spending limits (usually $1,000-$1,500 annually), restrictions on coverage for pre-existing conditions, and waiting periods for restorative care may result in you paying out-of-pocket for much of the implant treatment.
It’s much easier—and much less expensive—to get implants when you’re a member of a Dental Savings Plan. Many Dental Savings Plans provide discounts of 20-25% on dental implants. There are no annual spending limits or restrictions regarding care for dental problems that you already had when you joined the plan, so your savings are real.