How Do I Know If a Dental Insurance is The Right Choice?
Dental insurance can be a great choice if you just need basic
preventive care like check-ups and cleanings or get coverage for free from your
employer. That’s because dental insurance makes you wait to save on costlier
treatments such as root canals, crowns and bridges. And dental insurance rarely
covers treatments such as dental implants or teeth whitening.
But here’s the big problem with dental insurance: your coverage is typically limited
to $1000-$1500 annually. One root canal with a crown can wipe out your dental
insurance allowance for the entire year!
| Plan Type | Waiting Period | Spending Limit | Savings | Annual Cost | Deductible |
|---|---|---|---|---|---|
| Dental Insurance (PPO) | Waiting period of 6-12 months before many restorative treatments are covered. | Yes, $1000- $2000, depending on plan. | 20%-50% | $285.44* | Typically, about $50 per person |
| Dental Savings Plan | No waiting period | No annual spending limit | 10-60% | $139.95- $149.95 | No deductible |
| Dental Insurance (PPO) | Waiting period of 6-12 months before many restorative treatments are covered. | Yes, $1000- $2000, depending on plan. | 20%-50% | $285.44* | Typically, about $50 per person |
| Dental Savings Plan | No waiting period | No annual spending limit | 10-60% | $139.95- $149.95 | No deductible |
* cost for individual coverage with a group plan, source: National Association of Dental Plans
A dental savings plan is the right choice if you or your family needs more than basic care, or you want to be assured you’re prepared in case of a dental emergency. With a dental savings plan you pay 10-60% less for dental treatments. There is no annual spending limit, no waiting for coverage to kick in, and no restrictions on getting treatment for dental problems that you had before you purchased your dental savings plan.
No waiting period before you can get dental care
No maximum spending limit – use your plan as often as you wish
Everyone qualifies! No background checks
Easy to use – save directly at the dentist. No paperwork!
Wide choice of plans, for every budget and dental care need
Accepted by thousands of dentists nationwide
Friendly, expert customer service to help you optimize your savings
DentalPlans.com, founded in 1999, has helped millions of people save on dental
care with plans from top healthcare brands such as Cigna, Aetna and Careington.
With more than 30+ plans to choose from we have your dental care needs covered.
Dental savings plans make it easy for plan members to get discounts on a wide
variety of dental services without coverage spending limitations or waiting
periods. With dental savings plans quality dental care is finally affordable.
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