 |
|
1-888-632-5353
M-F 8 AM - 9 PM EST
|
|
is Searching for
Plans in ZIP Code
|
Sorry, that ZIP code
was not found.
Try Again
|
|
|
is Searching for
Dentist in ZIP Code
|
|
|
|
you are here: DentalPlans.com > Dental Health Articles > Dental > Dental Discount Plans A Growing Trend
| |
|
|
|
Updated: 1/10/2007 4:56:29 PM |
|
|
DENTAL DISCOUNT PLANS: A GROWING TREND
Discount dental plans are non-insurance programs in which a panel of dentists agrees to provide their services to eligible members at pre-negotiated discounted fees or at a percentage off of their retail fees. Discounts typically range from 25-50 percent off of usual fees for the most common dental procedures (including exams, cleaning, fillings, crowns, etc.). And because discount plans aren't insurance, they cost much less and offer greater enrollment and coverage flexibility to both small employers and their employees.
The non-catastrophic and predictable nature of dental care has prompted several major benefit consultants to predict that discount plans are the future for ancillary health benefits. In 2005, Mercer and Watson Wyatt predicted that High Deductible Health Plans, which can integrate discount programs within a pre-tax savings vehicle (e.g., FSA, HRA, HSA), will be a more cost-effective way to provide employee dental benefits as medical costs continue to rise. Both consultants even went so far as to predict the end of dental insurance within the next ten years.
Echoes of the Health Allies survey, and a foreshadowing of the consultants' survey forecast regarding ancillary discount programs, could be heard when Medicare introduced its discount pharmacy program in 2004. And again, in 2005, when the federal government expanded their employee benefit choices to include voluntary dental discount plans. Dental discount plans, once perceived as exclusive to uninsured individuals, are becoming an integral part of our national benefits. And more and more small businesses are now discovering that the discount plans are not only more affordable than insurance, but they can also provide greater savings on more services for their employees.
Click here - AFFORDABLE AND FLEXIBLE FOR EMPLOYERS - to continue reading "Group Dental Discount Plans: It's Not Insurance - It's Better."
© 2007 Aspen Publishers, Inc. Jan 2007. Employee Benefit Plan Review 2007
|
|
|
|
|
|
|
|
The materials and articles published on DentalPlans.com are for informational purposes only. Although DentalPlans.com strives to be accurate and complete, the information is provided without liability for errors. DentalPlans.com does not warrant the accuracy or completeness of the information, text graphics, links, or other items contained on DentalPlans.com.
DentalPlans.com expressly disclaims liability for errors or omissions in these materials and DentalPlans.com makes no commitment to update the information on DentalPlans.com.
DentalPlans.com expressly disclaims all liability for the use or interpretation by others of information on DentalPlans.com. Decisions based on information contained on DentalPlans.com are the sole responsibility of the visitors, and visitors agree to hold DentalPlans.com and its Affiliates harmless against any claims for damages arising from decisions visitors make on such information.
Nothing on DentalPlans.com constitutes medical advice or other forms of advice. DentalPlans.com assumes no responsibility for material created or published by third parties linked to DentalPlans.com with or without DentalPlans.coms knowledge.
|
|
| |
|
Terms of Use | Privacy Policy | Site Map | Newsletter | Info to Go |
DP Goes Green |
Affiliate Program | Contact Us
|
The DENTALPLANS.COM website is administered by DENTALPLANS.COM, INC., a licensed Florida Discount Medical Plan Organization, 8100 S.W. 10th Street Suite #2000, Plantation, FL 33324. Plans and Programs offered by DentalPlans.com are not health insurance policies. Plans and Programs offered by DentalPlans.com provide discounts at certain health care providers for medical services. Plans and Programs offered by DentalPlans.com do not make payments directly to the providers of medical services. The Plan or Program member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the Plan, Program or discount plan organization.
© 1999-2009 DentalPlans.com, Inc. All Rights Reserved. Patents Pending. |
   |
|
| |
|  |
|