1. Introduction
2. The Past: The Origins and Development of Insurance
a. A Brief History of Insurance
b. Health Insurance and Dental Benefits in the U.S.
3. The Present: Dental Benefits in Today’s Marketplace
a. The Importance of Oral Health
b. Access to Dental Care: Concerns and Solutions
c. An Overview of Dental Benefits: Dental Indemnity Insurance, Dental HMO Insurance, Dental PPO Insurance and Discount Dental Plans
i. Dental Indemnity Insurance
ii. Dental HMO Insurance
iii. Dental PPO Insurance
iv. Discount Dental Plans
d. Dental Benefit Trends for Employers
4. The Future: Dental Benefits in the Years to Come
5. Endnotes
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