Credit Checks that Could Hurt You

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Updated: 12/10/2008 2:00:16 PM

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(ARA) - Did you know that dozens of people may be looking at your credit file without your consent? It's a scary thought, but almost anyone can see your personal credit history. And you would be surprised at how many people are looking at it -- you may have more than 50 unauthorized checks per month!

All of these credit checks could lower your credit score, but now you can take action to stop it from happening. These days, it's important to protect the safety of your credit score, just like you would protect the safety of your home. Take the following steps to protect your credit score:

1. Check your credit score to see where you stand. Credit scores are influenced mainly by the timeliness of your payments and types of credit available. Try to pay bills on time and maintain a low amount of overall debt.

2. Fix credit errors and freeze your credit report. Credit errors are common and could drag down your score. By locking your report, you control access to your credit report, which can also help to boost your score.

You can check your free credit score and freeze your report at GoFreeCredit Score Lock. Checking your own credit here does not lower your score. You will instantly receive a detailed explanation of the factors affecting your credit, and learn how to prevent identity theft and correct credit errors.

Protect and improve your credit score today. Visit GoFreeCredit Score Lock to check your credit score for free, fix errors and freeze your credit file so only you have rightful access. Copyright © 2008, ARAnet, Inc.

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