Do You Know What's On Your Credit Report?

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Updated: 10/2/2008 4:00:26 PM

(ARA) - We all know the importance of having an accurate credit report and a good credit score. Still, many of us have no idea what our credit score is, nor do many people know what is on their credit report.

Are you shopping for a new car or looking to purchase a home? A good credit report and high credit score will give you the power to negotiate a better interest rate on your loan. Maybe you are applying for a job or a lease on an apartment. It's not uncommon these days for potential employers and landlords to perform credit checks. Are they going to be viewing something positive?

The good news is there is a quick and easy way to view your credit reports and credit scores from all 3 credit bureaus. Start by visiting FreeCreditReportsInstantly.com. The site allows you to enroll in Credit Diagnosis, a program that provides instant access to this important information.

At FreeCreditReportsInstantly.com, you simply fill out a short form with your personal information on a secure Web site. You will then receive a confirmation e-mail with your log in information so you can access your reports and scores. Each visitor gets a free 7-day trial period with unlimited access.

You'll receive:
* Credit Reports and scores from all 3 credit bureaus: TransUnion, Equifax and Experian
* Credit monitoring and alerts
* Reports and information in just seconds after joining
* Access 24/7
* Secure online delivery of personal information

By monitoring your report regularly, you can also help ensure you don't become a victim of identity theft. With this crime happening to an increasing amount of people, it's more crucial than ever to check your credit report for suspicious activity and to ensure accuracy. By joining Credit Diagnosis at FreeCreditReportsInstantly.com, you will receive updates alerting you if there is any new activity on your credit report, so you always know what is happening.

For your free 7-day trial of Credit Diagnosis, log on to www.FreeCreditReportsInstantly.com. Fill out a short form and you’ll get access to your credit report instantly. Copyright © 2008, ARAnet, Inc.

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