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Options for Americans looking to manage their dental costs
Updated: 2/7/2011 1:00:01 PM
 

There are many options for Americans looking to lower dental costs. Many Americans, particularly those without dental insurance, may avoid going to the dentist on a regular basis. Without access to affordable treatment of their dental conditions, these individuals may delay their oral care to the point of needing emergency dental work. According to a report by the U.S. National Center for Health Statistics, approximately 45 million Americans do not have dental insurance coverage.

There are number of paths that individuals without dental insurance can explore to help keep the costs of dental care at a minimum, according to an article in Businessweek.

Patients should discuss their charges with the dentist and try to negotiate prices before receiving services. They may also try to see if they can receive the same rate that insured patients are charged, as some dentists are willing to offer it, according to the news outlet. Some large dental practices offer their own discounted payment plans.

Dental schools are yet another low-cost option for uninsured patients. Dental students complete fillings, crowns and bridges under close supervision. These schools charge patients far less for oral surgery and comprehensive cleanings than private dentists, Businessweek reports.

According to the American Dental Association, regular dental checkups are essential for the upkeep of good oral health. Dentists can diagnose and treat cavities, tooth decay and initial stages of gum disease.

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Savings plans are NOT insurance and the savings will vary by provider, plan and zip code. These plans are not considered to be qualified health plans under the Affordable Care Act. Please consult with the respective plan detail page for additional plan terms. The discounts are available through participating healthcare providers only. To check that your provider participates, visit our website or call us. Since there is no paperwork or reimbursement, you must pay for the service at the time it’s provided. You will receive the discount off the provider’s usual and customary fees when you pay. We encourage you to check with your participating provider prior to beginning treatment. Special promotions including, but not limited to, additional months free are not available to California residents. Note – not all plans and offers available in all markets.

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