Need dental care now? Dental insurance PPO plans typically have waiting periods for major procedures, while dental savings plans and most HMO plans do not. Compare plan types and find your perfect no-wait dental plan.
Discover dental plans in your area today.
HMO or PPO – which plan is right for you?
At DentalPlans.com, we offer PPO dental insurance and dental savings plans (also known as dental discount plans). We’ll help you find the savings solution that fits your unique needs and budget. Here’s what to know about the various dental plan options:
Dental Health Maintenance Organization (DHMO)
Low premium payments, no annual spending limit, no waiting periods. You must use in-network dentists.
Dental Preferred Provider Organization (DPPO)
Higher premiums than DHMO, does have waiting periods and an annual spending limit of $1,000-$1,500. You are free to choose in-network or out-of-network dentists/specialists (you’ll pay more for out-of-network).
Dental Savings Plans (DSPs)
Insurance alternative that provides reduced rates on virtually all procedures with no annual limits. Low annual membership fee, quick activation, no health restrictions. Visit any in-network dentist.
Find a dental plan that’s right for you.
Answer a few quick questions to get a personalized plan recommendation in minutes.
Dental insurance typically offers ”100-80-50″ coverage. This means the plan will pay 100% of the cost of routine preventive care such as checkups and cleanings, 80% of the cost of basic services such as fillings or root canals, and 50% of the cost of major procedures such as crowns and bridges, until you meet your spending limit (PPO plans only).
Dental insurance often will not pay to restore teeth that were missing before you purchased the policy, or work that was underway prior to the policy going into effect.
Check to see if the covered services are the ones that matter to you. Some dental insurance only includes preventive care.
Review the plan to see if there are any limitations or exclusions that matter to you.
Dental insurance typically does not pay for cosmetic services like overlays, teeth whitening. (Dental implants are considered a cosmetic procedure.)
Dental savings plans vs dental insurance?
For fast access to reduced rates for virtually all your dental care needs, Dental savings plans may be the right option for you. Plan members report saving an average of 50%* on their dental care. Over 70% of U.S. dentists accept dental savings plans.
*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.
Let’s see what you can save.
See how quickly your dental savings plan can pay for itself. We automatically add preventive care.
Good things start here. See what our customers are smiling about.
M Graffius
At a recent dentist appointment, the staff was amazed at the discount I received with this plan.
Lizzie
It makes a huge difference to us to find a dentist who will give us a far better deal on work to be done. Saved us hundreds if not thousands of dollars.
Janet
This plan has saved me hundreds of dollars. Without this, I would not have been able to have procedures done.
Diane
It’s easy to use and it saves my husband and I hundreds of dollars each year!
Phyllis
I was so happy when I discovered DentalPlans.com. I have been pleased with the results and have recommended the plan to many people.
Rachel
I have been using my dental savings plan on my extensive dental work for about 5 years now and have saved thousands of dollars over that time.
Liz
I’m on Medicare and the discounts from my dental savings plan will surely help! You don’t know how much I appreciate it. Thank you so much.
Joan
DentalPlans.com has saved us tons of money at the dentist, as well as being easy to use and renew, for a very reasonable price! I also love that there is no cap on coverage and no waiting period.
Jyl
I received fillings on my teeth and the money I saved is amazing! After 1 visit the plan has paid for itself 4 times over! So happy I bought this!
Lynn
I am on Medicare but it does not include dental care, and buying dental insurance is expensive and benefits are more restrictive. My plan offered by DentalPlans.com is an excellent substitute.
Hope
My dentist says it is better than some insurances! Everything I do at the dentist is discounted, and that works for me!
Hope
My dentist says it is better than some insurances! Everything I do at the dentist is discounted, and that works for me!
Lynn
I am on Medicare but it does not include dental care, and buying dental insurance is expensive and benefits are more restrictive. My plan offered by DentalPlans.com is an excellent substitute.
Jyl
I received fillings on my teeth and the money I saved is amazing! After 1 visit the plan has paid for itself 4 times over! So happy I bought this!
Joan
DentalPlans.com has saved us tons of money at the dentist, as well as being easy to use and renew, for a very reasonable price! I also love that there is no cap on coverage and no waiting period.
Liz
I’m on Medicare and the discounts from my dental savings plan will surely help! You don’t know how much I appreciate it. Thank you so much.
Rachel
I have been using my dental savings plan on my extensive dental work for about 5 years now and have saved thousands of dollars over that time.
Phyllis
I was so happy when I discovered DentalPlans.com. I have been pleased with the results and have recommended the plan to many people.
Diane
It’s easy to use and it saves my husband and I hundreds of dollars each year!
Janet
This plan has saved me hundreds of dollars. Without this, I would not have been able to have procedures done.
Lizzie
It makes a huge difference to us to find a dentist who will give us a far better deal on work to be done. Saved us hundreds if not thousands of dollars.
M Graffius
At a recent dentist appointment, the staff was amazed at the discount I received with this plan.
4.5/5 on Trustpilot based on 12,229 reviews
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