
Stretch your FSA or HSA dollars further with a dental savings plan.
Dental savings plans provide reduced rates on most dental procedures, so you can make your FSA or HSA dollars go further.
Find out how much you can save with a dental savings plan


How do I use FSA or HSA dollars on dental work?
Easy. You can use money in your FSA or HSA account on dental work such as cleanings, fillings, crowns, bonding, dentures, extractions and more. HSAs also often include braces. Simply visit your dentist for the dental work you need, then follow the steps from your FSA or HSA to receive the reimbursement. Always check the details of your specific spending account first for a full list of included treatments.
Make your FSA or HSA dollars go further
Joining a dental savings plan – an affordable alternative to dental insurance that offers reduced rates on most dental care – can help you save money on dental care, so you get more out of your FSA or HSA dollars.

Dental savings plans
For those on Medicare or without employer-provided dental insurance, a savings plan is often a great option. A small annual fee entitles you to savings on just about every procedure.
Dental savings plans are especially good at lowering the cost of expensive procedures, such as crowns, bridges, braces, implants, and dentures. Routine care like check-ups and cleanings are usually discounted too.
If you need more than preventive care, or already have a treatment plan, a dental savings plan can often provide the biggest savings.
While you can’t use your FSA or HSA dollars on a dental plan itself, joining a dental plan can help ensure you’re getting more for your money at the dentist. Many plans also offer additional wellness savings, such as discounts on vision and hearing care, prescriptions, and free telemedicine and at no additional cost.
Braces/Orthodontics
Braces/Orthodontics
Save thousands on braces with a dental savings plan. Typically, braces cost about $6,000 for a child and $7,000 for an adult. Dental insurance typically covers braces for children, but often has a lifetime limit of $1,500 for orthodontics (that’s about 25% savings for a child’s braces). While insurance can also have waiting periods of 6 months to a year for braces, dental savings plans do not. They activate within 1-3 business days and have no annual or lifetime limits.
Root Canals
Root Canals
Root canals relieve pain, treat oral infections, protect your overall health, and help preserve your natural teeth. The cost of this treatment is $750-$1,000+ per tooth. While dental insurance often has an annual limit of $1,000-$1,500, dental savings plans, a trusted alternative to dental insurance that provide savings on most dental procedures, do not have such limits. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Dentures
Dentures
Don’t wait to get your smile back. Dental insurance can reduce the cost of dentures. However, there is typically an annual spending limit of $1,000 to $1,500. That can be a challenge, as the average cost of a full upper or lower quality denture is $1,600, and you may need extractions, temporary dentures, and other procedures as well. Dental savings plans, a trusted alternative to dental insurance, provide savings on virtually all dental procedures, have no annual limits, and activate in 1-3 business days. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Bridges
Bridges
Why wait to start loving your smile again? Dental insurance can reduce the cost of dental bridges but typically has an annual spending limit of $1,000 to $1,500. That’s a challenge, as the average cost for a fixed bridge replacing several teeth is $2,500, and you may need extractions, a temporary bridge, and other procedures as well. Dental savings plans, a trusted alternative to dental insurance, provide savings on virtually all dental procedures, have no annual limits, and activate in 1-3 business days. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Dental Implants and Crowns
Dental Implants and Crowns
Save thousands on dental implants with select dental savings plans. Secured by dental implants, dental crowns and dentures feel and act like natural teeth, boosting your confidence, quality of life and oral health. The American Dental Association says that implants are “one of the biggest advances in dentistry in the past 40 years.” But the cost of a single dental implant can range from $1,500 to $4,000 and is rarely covered by dental insurance. Dental savings plans, a trusted alternative to dental insurance, can make implants more affordable for everyone.
Exams, Cleanings and X-rays
Exams, Cleanings and X-rays
Invest in your health. Research shows that every dollar spent on preventive dental care can reduce future dental spending by $8-$50. And, since oral health impacts your overall health, preventive dental care can further reduce medical costs. A routine dental check-up and cleaning ranges from $75-$200. Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care. Don’t delay essential dental care, join a dental savings plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Fillings and Sealants
Fillings and Sealants
Preventive dental care, including fillings and sealants, protects against advanced dental disease that requires expensive restorative treatments. Dental sealants lower the risk of cavities by 50%-80%, cost about $40 per tooth, and must be applied every 2-4 years. Fillings cost $150-$250 and last for 10-15 years. Lower the cost of your dental care by joining a dental savings plan. Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Oral Surgery & Extractions
Oral Surgery & Extractions
Dental extractions may be necessary to address severe tooth decay, advanced gum disease, impacted wisdom teeth, overcrowding, fractured or broken teeth, or as part of orthodontic, dentures or dental implant treatments. Extractions can be “simple” or “surgical.” Delaying treatment can result in damage to surrounding teeth and oral infections that worsen and may even spread to other parts of the body. But what if you don’t have a spare $1,000+ to spend on dental care right now? Join a dental savings plan. Plan members report saving an average of 50%* on their dental care. No need to wait for crucial dental care, join a plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Deep Cleanings
Deep Cleanings
A deep cleaning, also called scaling and planning, treats oral infections by removing bacteria and debris under your gums. Delaying a deep cleaning can result in tooth and jawbone loss, and periodontal infections have also been linked to cardiac disease, lung infections, dementia, certain types of cancer and other serious health conditions. But what if you can’t afford to spend $1,400+ on a deep cleaning? Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care. Don’t risk your health by waiting for essential dental care, join a dental savings plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save
on the procedures you need in just a few steps.
Procedures
Braces/Orthodontics
Save thousands on braces with a dental savings plan. Typically, braces cost about $6,000 for a child and $7,000 for an adult. Dental insurance typically covers braces for children, but often has a lifetime limit of $1,500 for orthodontics (that’s about 25% savings for a child’s braces). While insurance can also have waiting periods of 6 months to a year for braces, dental savings plans do not. They activate within 1-3 business days and have no annual or lifetime limits.
Find out how much you can save on the procedures you need in just a few steps.
Root Canals
Root canals relieve pain, treat oral infections, protect your overall health, and help preserve your natural teeth. The cost of this treatment is $750-$1,000+ per tooth. While dental insurance often has an annual limit of $1,000-$1,500, dental savings plans, a trusted alternative to dental insurance that provide savings on most dental procedures, do not have such limits. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Dentures
Don’t wait to get your smile back. Dental insurance can reduce the cost of dentures. However, there is typically an annual spending limit of $1,000 to $1,500. That can be a challenge, as the average cost of a full upper or lower quality denture is $1,600, and you may need extractions, temporary dentures, and other procedures as well. Dental savings plans, a trusted alternative to dental insurance, provide savings on virtually all dental procedures, have no annual limits, and activate in 1-3 business days. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Bridges
Why wait to start loving your smile again? Dental insurance can reduce the cost of dental bridges but typically has an annual spending limit of $1,000 to $1,500. That’s a challenge, as the average cost for a fixed bridge replacing several teeth is $2,500, and you may need extractions, a temporary bridge, and other procedures as well. Dental savings plans, a trusted alternative to dental insurance, provide savings on virtually all dental procedures, have no annual limits, and activate in 1-3 business days. Plan members report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Dental Implants and Crowns
Save thousands on dental implants with select dental savings plans. Secured by dental implants, dental crowns and dentures feel and act like natural teeth, boosting your confidence, quality of life and oral health. The American Dental Association says that implants are “one of the biggest advances in dentistry in the past 40 years.” But the cost of a single dental implant can range from $1,500 to $4,000 and is rarely covered by dental insurance. Dental savings plans, a trusted alternative to dental insurance, can make implants more affordable for everyone.
Find out how much you can save on the procedures you need in just a few steps.
Exams, Cleanings and X-rays
Invest in your health. Research shows that every dollar spent on preventive dental care can reduce future dental spending by $8-$50. And, since oral health impacts your overall health, preventive dental care can further reduce medical costs. A routine dental check-up and cleaning ranges from $75-$200. Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care. Don’t delay essential dental care, join a dental savings plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Fillings and Sealants
Preventive dental care, including fillings and sealants, protects against advanced dental disease that requires expensive restorative treatments. Dental sealants lower the risk of cavities by 50%-80%, cost about $40 per tooth, and must be applied every 2-4 years. Fillings cost $150-$250 and last for 10-15 years. Lower the cost of your dental care by joining a dental savings plan. Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Oral Surgery & Extractions
Dental extractions may be necessary to address severe tooth decay, advanced gum disease, impacted wisdom teeth, overcrowding, fractured or broken teeth, or as part of orthodontic, dentures or dental implant treatments. Extractions can be “simple” or “surgical.” Delaying treatment can result in damage to surrounding teeth and oral infections that worsen and may even spread to other parts of the body. But what if you don’t have a spare $1,000+ to spend on dental care right now? Join a dental savings plan. Plan members report saving an average of 50%* on their dental care. No need to wait for crucial dental care, join a plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Deep Cleanings
A deep cleaning, also called scaling and planning, treats oral infections by removing bacteria and debris under your gums. Delaying a deep cleaning can result in tooth and jawbone loss, and periodontal infections have also been linked to cardiac disease, lung infections, dementia, certain types of cancer and other serious health conditions. But what if you can’t afford to spend $1,400+ on a deep cleaning? Plan members of dental savings plans, a trusted alternative to dental insurance, report saving an average of 50%* on their dental care. Don’t risk your health by waiting for essential dental care, join a dental savings plan today.
Disclaimer: *Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60%.
Find out how much you can save on the procedures you need in just a few steps.
Let’s see what you can save.
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