Dental savings plans vs. dental insurance
Let’s walk through the differences between dental savings plans and dental insurance — so you can discover which dental plan matches your lifestyle best.
Dental Savings Plans
Ideal for major work or maximizing savings overall.
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A flexible alternative to insurance that delivers big discounts without monthly premiums. You pay a low annual fee and save on nearly every type of dental care, from routine visits to major procedures.
Unlimited
flexibility
Save on virtually any procedure
Use it right
away
Save Immediately
What’s included?
- Preventive care
- Basic procedures
- Major procedures
- Cosmetic procedures*
- No annual spending caps
- No waiting periods**
- No deductibles
- No exclusions for pre-existing conditions
- Switch plans easily
Dental Insurance
Best for preventive care with predictable costs.
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A traditional option that focuses on preventive coverage. You pay monthly, and cleanings and check-ups are usually at 100%, with other procedures covered after deductibles and waiting periods.
Cover 100% of
preventive care
Coverage in and out of network
Cover 80% of
the basics
What’s included?
- Preventive care
- Basic procedures
- Major procedures
- Cosmetic procedures*
- No annual spending caps
- No waiting periods**
- No deductibles
- No exclusions for pre-existing conditions
- Switch plans easily
Dental Savings Plans are NOT Insurance.
*Cosmetics procedures are available on select dental savings plans.
**Waiting periods may be waived with prior dental insurance.
Popular Plans
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2 MINUTE QUIZ