Even if you practice good oral hygiene, it's important to set aside time for routine cleanings and checkups. An Iowa dental plan can help you cover the costs of checkups and any recommended treatments or surgeries. Some plans even include no-cost cleanings. Annual fees start at $79.95.
Whether you need crowns, gum treatments or surgery, you can choose the plan that will meet your needs and maximize your savings. Some plans will offer bigger discounts on dental specialties like orthodontics, so you'll want to review all of your options. Already have Iowa dental insurance? Get a dental plan to save even more.
While dental insurance also makes dental care more accessible, it often includes expensive premiums, limitations and caps. In contrast, a discount dental plan in Iowa operates more like a club membership. Just pay the yearly fee and flash your membership card at participating dentist offices to enjoy savings of up to 60%.
Our list of participating dentists continues to expand. Currently, we have over 100,000 dental care providers. Additionally, the plans are backed by some of the most recognized names in healthcare — Cigna, Aetna and Careington, just to name a few.
Iowa dental plans were made for individuals, families and groups looking for a cheaper alternative to dental insurance. Participating dental care providers have agreed to accept a discounted fee from plan members in exchange for services performed.
All it takes is three easy steps to find participating dentists:
Most plans become active in about three days – so print out your card and prepare to start saving.
Dental savings plans offer more flexibility. You can choose a plan based on the services you expect to use, and you can switch plans at any time. Unlike dental insurance that has a tedious written claims process; dental savings plans have no paperwork – just show your membership ID card to get reduced fees at participating dentists.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|