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Which Dental Savings Plan Offers The Biggest Discounts?

Blue Cross Blue Shield Vs Other Dental Savings Plans

Dental savings plans reduce the cost of dental care, but how do the savings on popular plans stack up against each other?

Here’s a breakdown of the discounts offered by Blue Shield Of Florida FamilyBlue Discount Plan, compared to three popular plans from Aetna, Cigna and Solstice. Below you will see the price difference on the most common preventive, restorative and orthodontic procedures.

Which Dental Savings Plan Offers The Biggest Discounts?

Preventive Dental Care: Blue Cross Blue Shield vs Solstice Plus Plan One

Solstice Plus Plan One is one of the most popular dental savings plans on dentalplans.com, offering excellent savings on a wide variety of dental treatments. Here we look at which plan offers the strongest discounts on preventive care, which is the key to maintaining oral health and reducing long-term dental costs.  Solstice Plus Plan One is the best buy, saving its members 74%-100% on preventive care, compared to Blue Shield Of Florida FamilyBlue Discount Plan’s savings of 56%-75%.

Comparing Preventive Dental Care Costs: BCBS vs Solstice

Procedure Usual General
Dentist Fee*		 Cost with
BCBS		 Cost with
SOLSTICE**
Routine 6 Month Check-Up $75 $19 $0
In Depth Check-Up $110 $41 $0
Full Mouth X-Rays $155 $50 $0
Adult Teeth Cleaning $107 $41 $0
Perio Scaling and Root Planing (Per Quadrant) $304 $133 $80
What You Save   56-75% 74-100%
Learn More about Solstice Plus Plan One
*The [“Usual Fee”] is determined by DentalPlans.com, Inc., using benchmark data from FAIR Health, Inc. FAIR Health data is used under license. Fees may reflect combined fees from several different procedures into one procedure and may not be directly comparable to a specific benchmark in FAIR Health Data. Actual fees charged by your provider may vary for a variety of reasons.

**The sample table above is a small selection of common procedures discounted by the Solstice Plus Plan One. Once you're a member, you will be provided with a complete fee schedule with discounted fees for nearly every dental procedure. All procedures discounted under the Solstice Plus Plan One offer similar savings to the sample above. If you are looking for a specific dental procedure that is not on this sample, please contact our Customer Care Center toll-free at (888) 632-5353 with the ADA Code of the procedure and we can provide the discounted fee. Discounted fees are listed for visits to a participating general dentist - this fee is guaranteed according to your fee schedule. Any procedure not listed on the complete fee schedule (provided in your Member's Area once you join) will be discounted 25% off the provider's usual and customary fee. Consult with your provider prior to beginning any treatment.

Restorative Dental Care: Blue Cross Blue Shield vs Cigna Plus

CIGNAPlus Savings Powered By CIGNA Dental Network Access offers an exceptionally strong savings plan, with discounts on restorative services that include braces, cleanings, x-rays, root canals, crowns, dentures, implants and more. Below we compare the savings offered by both Cigna Plus and the Blue Shield Of Florida FamilyBlue Discount Plan. Cigna Plus is clearly the best buy, with savings of 58%-79% on restorative care, compared to Blue Shield Of Florida FamilyBlue Discount Plan’s 20%-71% discounts.

Comparing Restorative Dental Care Costs: BCBS vs Cigna

Procedure Usual General
Dentist Fee*		 Cost with
BCBS		 Cost with
CIGNAPLUS**
1 Surface White Filling $200 $70 $61
Crown - Porcelain on High Noble Metal $1,300 $1,040 $546
Core Build-Up With Pins $325 $143 $91
Root Canal Treatment - Bicuspid $1,150 $439 $369
Root Canal Treatment - Molar $1,395 $552 $498
What You Save   20-62% 58-74%
Learn More about CignaPlus
*The [“Usual Fee”] is determined by DentalPlans.com, Inc., using benchmark data from FAIR Health, Inc. FAIR Health data is used under license. Fees may reflect combined fees from several different procedures into one procedure and may not be directly comparable to a specific benchmark in FAIR Health Data. Actual fees charged by your provider may vary for a variety of reasons.

**The sample table above is a small selection of common procedures discounted by CIGNAPlus Savings. The procedures discounted under CIGNAPlus Savings offer similar savings to the sample above.Discounted fees are listed for visits to a participating general dentist. Any procedure not listed on the complete fee schedule will be discounted 20% off the provider's normal fee. Members will be charged the provider's CIGNAPlus Savings contracted fees. Charges may vary from the sample fee schedule above. Consult with your provider prior to beginning any treatment.

Orthodontic Savings: Blue Cross Blue Shield vs Aetna Vital Dental Savings

Reducing the costs of the most expensive dental treatments, such as orthodontics (braces) is one of the primary advantages of dental savings plans. When we compare the discounted rate of braces for children and adults, it’s obvious that Aetna Vital Dental Savings offers the best savings, with an average discount of 36% off the price of braces, compared to 20% with the Blue Shield Of Florida FamilyBlue Discount Plan.

Comparing Orthodontic Dental Costs: BCBS vs Aetna

Procedure Usual General
Dentist Fee*		 Cost with
BCBS		 Cost with
AETNA**
Full Orthodontic Treatment (Braces) - Child $5,658 $4526.40 $3,623
Full Orthodontic Treatment (Braces) - Adult $5,936 $4,748.80 $3,805
What You Save   20% 36%
Learn More about Aetna Vital Dental Savings
*The [“Usual Fee”] is determined by DentalPlans.com, Inc., using benchmark data from FAIR Health, Inc. FAIR Health data is used under license. Fees may reflect combined fees from several different procedures into one procedure and may not be directly comparable to a specific benchmark in FAIR Health Data. Actual fees charged by your provider may vary for a variety of reasons.

** The sample table above is a small selection of common procedures discounted by Aetna Vital Dental Savings℠. The procedures discounted under Aetna Vital Dental Savings℠ offer similar savings to the sample above. This fee schedule is only to be used as a guide to determine approximate prices for dental services in the geographic area noted. The discounted fee schedule amount reflects the average fee information currently available on our systems. Individual dentist fee schedules may differ. Aetna Vital Dental Savings℠ makes no guarantee as to the accuracy of any particular fee amount. In order to determine the specific rates for a dental provider, you should contact the dental provider directly. Discounted fees are listed for visits to a participating general dentist. Members will be charged the provider's Aetna Dental Access℠ contracted fees. Charges may vary from the sample fee schedule above. Consult with your provider prior to beginning any treatment. Lab fees may be additional.

Evaluating Dental Savings Plans

It’s easy to get excited when you see how much you can save at the dentist with any dental savings plan. But take the time to compare the discounts that each plan offers, and look closely at the savings for dental treatments that you know – or anticipate – that you’ll need. You can easily find the plans that provide the most significant savings, and compare the discounts offered by multiple plans, by using the search tools at DentalPlans.com.