How To: Take a Bite Out of Dental Costs
The fear of having someone poke at your teeth with a drill isn’t the only thing
keeping us away from the dentist. Many employers are cutting back on dental insurance
plans and nearly half of all Americans do not have any type of dental coverage.
A few money-saving solutions include: visiting local colleges for dental care at
a fraction of the cost, taking a dental vacation and becoming a discount dental
5 Websites for Health Discounts
A recession-driven spike in unemployment levels, rising treatment costs and unaffordable
insurance coverage caused four in 10 Americans to struggle to pay their medical
bills last year, according to a 2011 report by the Commonwealth Fund. To help, here
are five frugal health sites to check out for discounts on everything from root
canals to lower back pain treatments: DentalPlans.com, PPARX.org, CLAHealthcare.com,
EyeBenefits.com and InsureMe.com.
Dotcom Profile: Two Men and a Discount Site
A year before the dotcom bubble burst in 2000, an unlikely pair of “down on their
business luck” entrepreneurs came together with a domain name, about $1,000 and
an idea for people to save money at the dentist. One was Josh Babyak , an avid surfer
and “serial entrepreneur” whose two Florida gourmet takeout restaurants were about
to go under. The other half of the discount duo, George Michaelides , was the son
of an Illinois dentist whose dental practice management company was unraveling after
Ways to Save and Maintain Your Child’s Dental Hygiene
When visiting the dentist these days, kids' mouths are not the only things opening
wide – so are parents' wallets. In 2009, children’s dental care accounted for one-third
of all spending on dental care in America at a whopping $30.6 billion. Here are
a few tips to help parents keep up with their family budget and kids’ oral health:
teach them to grow up with their toothbrush, negotiate with your dentist for referral
markdowns and join a family discount dental plan.
Dental Insurance or Discount Dental Plan?
Don't have employer-sponsored dental coverage? You can buy an individual policy
with a waiting period, monthly premium and co-pay requirements. Most dental insurance
plans will have a yearly cap at $1,000 to $1,500 and, after that, you might be paying
out-of-pocket. In contrast, discount dental plans are affordable alternatives to
dental insurance without any annual limits. Individuals or families pay a membership
fee to access discounts ranging from 10 to 60 percent on most dental care procedures.
How To: Plan for Worst-Case Dental Scenarios
You just lost your job and, with it, your health and dental benefits. You’re on
Medicare and it doesn’t cover most dental services. Or you woke up today with a
horrible toothache that’s going to need some major out-of-pocket work done. When
your teeth hit the fan, you can turn to DentalPlans.com for a choice of affordable
alternatives to dental insurance with more than 30 discount dental plans across
Brushing Through Oral Healthcare Barriers
According to the National Institute of Health, dental coverage largely determines
access to oral healthcare, but many people often do not have dental coverage. In
addition, the Academy of General Dentistry says that more than 90 percent of all
systematic diseases have oral health symptoms. Beyond brushing twice daily and flossing,
discount dental plans another way people keep up with preventive care and dental
Tips to Save Money on a Child’s Braces
Brace yourself. With or without dental insurance, your child’s fine-tuned beautiful
smile can cost up to $7,000. Most orthodontic treatments begin between ages nine
and 14, according to the American Association of Orthodontists. Here are three tips
to help parent’s budget align with their kids’ smile: visit a local university orthodontist
school, shop for a second estimate and join a discount dental plan that offer savings
on braces and orthodontic treatment.
5 Unique Discount Sites You Might Have Missed
Root canal? $1,000. Set of tires? $500. Dinner for two? $100 plus tip. Cell phone
plan? $80. Life happens and prices add up quickly. But these days, the online discount
shopping boom has given consumers the power to click and save on just about anything.
Here are five unique discount websites some people might not be familiar with yet:
DentalPlans.com, FrugalMechanic.com, MyRatePlan.com, AccuQuote.com and Restaurant.com.
Commission-Driven Moms Use (Part) Time Wisely
Part-time opportunities for moms to earn full-time dollars and make a corporate
comeback … Reads like a wishful job ad that would fall short of expectations. But
a group of “no time for chit chat” moms in sales at DentalPlans.com are doing just
that. Commission-driven women, former executives and mompreneurs who left their
respective workplaces years ago to be a full-time mom. Now, they’re working 20 –
36 hours a week and taking home some serious coin while the kids are back-at-school.