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  myCigna Dental 1000 myCigna Dental 1500
Dental Benefit    
Individual Annual Deductible $50 per person $50 per person
Family Annual Deductible $150 per family $150 per family
Annual Benefit Maximum $1,000 per person $1,500 per person
Separate Lifetime Individual
Orthodontia Deductible
Not Applicable $50 per person
  CLASS I: PREVENTIVE/DIAGNOSTIC SERVICES
Preventive/Diagnostic Services
Waiting Period
Not Applicable Not Applicable
Preventive/Diagnostic Services
Oral Exams, Routine Cleanings, Routine X-Rays, Sealants, Fluoride Treatment, Space Maintainers (non-orthodontic)
In-Network Out-of-Network
You pay 0% You pay 0%
In-Network Out-of-Network
You pay 0% You pay 0%
  CLASS II: BASIC RESTORATIVE SERVICES
Basic Restorative Services Waiting Period 6 month waiting period* 6 month waiting period*
Basic Restorative Services
Non-routine X-Rays, Fillings, Routine Tooth
Extraction, Emergency Treatment
In-Network Out-of-Network
You pay 20%
(after deductible)
You pay 20%
(after deductible)
In-Network Out-of-Network
You pay 20%
(after deductible)
You pay 20%
(after deductible)
  CLASS III: MAJOR RESTORATIVE SERVICES
Major Restorative Services Waiting Period 12 month waiting period* 12 month waiting period*
Major Restorative Services
Periodontal (Deep Cleaning), Periodontal Maintenance, Crowns, Root Canal Therapy, Wisdom Tooth Extraction, Dentures/Partials, Bridges
In-Network Out-of-Network
You pay 50%
(after deductible)
You pay 50%
(after deductible)
In-Network Out-of-Network
You pay 50%
(after deductible)
You pay 50%
(after deductible)
  CLASS IV: ORTHODONTIA
Orthodontia Waiting Period Not Applicable 12 month waiting period*
Orthodontia
In-Network Out-of-Network
You pay 100%
(discounts may apply**)
You pay 100%
.
In-Network Out-of-Network
You pay 50%
(after separate lifetime orthodontia deductible)
Orthodontia Individual Lifetime Maximum Not Applicable $1,000 per person
If you choose to visit a dentist out-of-network you will pay the out-of-network benefit and the difference in the amount that Cigna reimburses for such services and the
amount charged by the dentist, except for emergency services. This is known as balance billing.
* NJ, VT & IL: 6 month waiting period for all Classes; WV: 3 month waiting period for all Classes; MO & RI: no waiting period for all Classes; You may be eligible to waive the
waiting period for Classes II & III if you have continuous 12 months of prior coverage from a valid dental insurance plan.
** In-network Dentists contracted with Cigna may pass along discounted rates. Discounts are not available in Virginia.
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Compare by Procedure

We can help you find the Discount Dental Plan that is right for you. Your needs are unique,
so select the procedures below you would like to save on the most and we
will find the plans that will save you the most.
  • (Diagnostic Procedures)
  • (Endodontics)
  • (Preventive Procedures)
  • (Periodontics)
  • (Restorative Procedures)
  • (Prosthodontics)
  • (Orthodontics)
  • (Oral Surgery)
  • (Cosmetic Procedures)
  • (Pedodontics)


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Savings plans are NOT insurance and the savings will vary by provider, plan and zip code. These plans are not considered to be qualified health plans under the Affordable Care Act. Please consult with the respective plan detail page for additional plan terms. The discounts are available through participating healthcare providers only. To check that your provider participates, visit our website or call us. Since there is no paperwork or reimbursement, you must pay for the service at the time it’s provided. You will receive the discount off the provider’s usual and customary fees when you pay. We encourage you to check with your participating provider prior to beginning treatment. Special promotions including, but not limited to, additional months free are not available to California residents or on Fully Insured Plans. Note – not all plans and offers available in all markets.

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