JOIN NOW: Call 1-888-632-5353
M-F 8am - 9pm | Sat 9 am - 6pm | Sun 10am – 5pm EST

Extended One Day Only - Save 10% + Get 3 Extra Months Free when you join today by using coupon code LD91


you are here:DentalPlans.com > Dental Health Articles > California's plan to separate pediatric dental care from insurance comes under fire

California's plan to separate pediatric dental care from insurance comes under fire
Updated: 7/5/2013 4:14:59 PM
 

California

In spite of a federal determination that pediatric dental care is an essential health concern, California's state health insurance exchange has proposed offering children's dental insurance as a separate option from medical health packages.

The move has prompted disagreement over whether that approach will offer parents more options for buying affordable dental coverage or will raise the cost of oral healthcare for children. California Insurance Commissioner Dave Jones opposes selling the benefit as a stand-alone option and has many health advocates on his side.

The federal Affordable Care Act calls pediatric dental services one of the top 10 essential health issues. Jones cited both federal and state laws that are in conflict with the proposal by Covered California, as the state's health insurance exchange is called. Covered California's top official disagreed.

"Covered California is very much following the spirit and intent of both the federal law and all applicable state laws," Peter Lee, the agency's executive director, told the Los Angeles Times. "A lot of the issues around pediatric dental care are complex and confusing. The board has not made any final decisions."

A decision on which way to go must be made before the state's next healthcare insurance enrollment deadline on October 1.

Rising health costs at issue
The public dispute about how pediatric health benefits should be offered to California residents points out the various approaches that the healthcare sector is taking to address rising health costs of dental care.

Discount dental plans for families offer another approach to funding children's oral care that's affordable and provides reduced pricing on a variety of dental services.

The California proposal would make dental coverage optional for children up to age 19 although the federal ACA will require most Americans to buy health insurance starting in January 2014 or pay penalties.

The exchange believes stand-alone dental insurance premiums will be lower for most families - $9 per month for a dental HMO and $35 a month for a PPO plan that allows them more flexibility in choosing their dentists. Jones contended pediatric dental services that are included in overall health insurance plans cost less than purchasing either a stand-alone policy or one that is bundled with a healthcare package.

Several children's advocacy groups also disagree with the stand-alone policy because of the importance of maintaining healthy teeth in children without adding to the cost already faced by parents.

Customer Care - 1-888-632-5353 Toll Free

© 2013 Brafton Inc.

Add to Google MSN Family Health  Add Family Health To My Yahoo  Subscribe with Bloglines   Family Health News Feed

The materials and articles published on DentalPlans.com are for informational purposes only. Although DentalPlans.com strives to be accurate and complete, the information is provided without liability for errors. DentalPlans.com does not warrant the accuracy or completeness of the information, text graphics, links, or other items contained on DentalPlans.com.

DentalPlans.com expressly disclaims liability for errors or omissions in these materials and DentalPlans.com makes no commitment to update the information on DentalPlans.com.

DentalPlans.com expressly disclaims all liability for the use or interpretation by others of information on DentalPlans.com. Decisions based on information contained on DentalPlans.com are the sole responsibility of the visitors, and visitors agree to hold DentalPlans.com and its Affiliates harmless against any claims for damages arising from decisions visitors make on such information.

Nothing on DentalPlans.com constitutes medical advice or other forms of advice. DentalPlans.com assumes no responsibility for material created or published by third parties linked to DentalPlans.com with or without DentalPlans.com’s knowledge.

 

                          
Additional Articles
Solve the problem of sensitive teeth
Kent County report affirms national or...
Recognize the dental dangers of health...
Make flossing more fun for the whole f...
November is a good time to review dent...
A dental health crisis - and what can ...
California's plan to separate pediatri...
Children's oral health issues addresse...
Program promotes oral health for strug...
IALD highlights link between gum disea...
Everyday food and drinks can boost ora...
The benefits of alcohol-free mouthwash
Low-income residents of Charlottesvill...
A holiday platter fit for maintaining ...
Dental experts offer tips for a health...
Kentucky organization that provides fr...
Free clinic in Oklahoma highlights nee...
Facility increase its health services ...
The Academy of General Dentistry offer...
Dental facilities expand to reach grow...
Ohio dentist provides free oral care f...
Experts stress importance of dental ca...
Research discovers that low-income fam...
Virginia dental practices aim to impro...
Free programs can make dental care mor...
Some free clinics have difficulty meet...
Some communities lack the facilities n...
Annual events provide free dental care...
Programs promote better access to dent...
Experts: Teeth are an important part o...
Grants help increase access to dental ...
Dental problems can be prevented with ...
Volunteers hold free dental care event...
Research shows that plaque in the mout...
Oral care access increases for underpr...
Centers expand to treat underserved in...
Low-cost oral care could help prevent ...
Dental care locations expand to provid...
New research shows that pregnant women...
Dentistry exhibition promotes better o...

 



is Searching for
in ZIP Code

FIND YOUR PLAN NOW

Savings plans are NOT insurance and the savings will vary by provider, plan and zip code. These plans are not considered to be qualified health plans under the Affordable Care Act. Please consult with the respective plan detail page for additional plan terms. The discounts are available through participating healthcare providers only. To check that your provider participates, visit our website or call us. Since there is no paperwork or reimbursement, you must pay for the service at the time it’s provided. You will receive the discount off the provider’s usual and customary fees when you pay. We encourage you to check with your participating provider prior to beginning treatment. Special promotions including, but not limited to, additional months free are not available to California residents. Note – not all plans and offers available in all markets.

© 1999-2014 DentalPlans.com, Inc. All Rights Reserved. Patents Pending.