Tightened budgets in offices throughout the U.S., have caused green to turn to red when it comes to employer-paid health and dental benefits.
Whether through layoffs or company benefit reductions, many Americans are reaching into their own pockets to realize the true cost of health and dental benefits.
The decision to reduce or drop these benefits may help companies save on their bottom line, but employees are left to fend for themselves.
This trend has led many in the workforce to look for alternative savings plans to lessen their overall health and dental bills. For those who have seen their dental benefits in particular slim or drop altogether, a discount dental plan is an affordable alternative to dental insurance.
DentalPlans.com is the leading online marketer of discount dental plans. With more than 30 plans to choose from and plans starting at just $79.95 per year, these plans are a cost-effective alternative to dental insurance.
In today’s troubled economy, recent research from the Employee Benefit Research Institute regarding the cost of employee benefits is especially relevant. The research showed that in 2007, employers spent nearly $8 trillion on worker compensation. Of this sum, 18.6% went toward employee benefits such as retirement funding and health insurance.
Research from Fidelity Investments’ Consulting Services showed that employers typically spend between $5,000 to $15,000 per worker annually to provide healthcare coverage.
Recent recession trends have left many Americans planning for an overall shift in healthcare responsibility in future years. Fidelity found in a survey that half of U.S. employees surveyed expect benefits such as health insurance and retirement fund to be dropped by employers by 2019. The majority of those polled expect these costs to come out of their own pockets in the future.
Regardless of how long these trends stick around, the reality is that many Americans are now looking for an easy and affordable way to save on health care, whether it be on overall health issues or on specialty care such as dental work.
Due to these trends, discount programs such as those offered by DentalPlans.com are quickly rising in popularity. These programs are easy to join and members don’t have to worry about health restrictions, annual limits or paperwork hassles.
Unlike most dental insurance plans, discount dental plans can be purchased on an individual basis – giving individuals, families and groups alike access to dental care savings.
If you’re one of the many people looking to save on dental care, click here to search for a discount dental plan in your area. With more than 30 plans to choose from and with annual membership fees starting at just $79.95, you’re sure to find a plan that accommodates your dental care and budget needs.
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