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you are here: DentalPlans.com > Dental Health Articles > Money > Affording School in a Recession
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Updated: 12/18/2008 6:00:12 PM |
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 (ARA) - In the midst of a financial crisis, we often think of going back to school as a sound investment in our future. Not only can a college education help safeguard our employment, it can also significantly boost earning power by as much as 75 percent.
In a report from the U.S. Commerce Department's Census Bureau, individuals with a bachelor's degree can expect to earn $2.1 million over their adult working lives, while those with only a high school diploma can expect to earn $1.2 million.
But, like any investment, going back to school involves a financial commitment. And, a recession, combined with the rising cost of education, can make such an endeavor seem daunting. Faced with the prospect of losing their jobs, many adults feel that the long-term payoff of education does not justify the short-term costs.
One thing to keep in mind when considering going back to school is that an online education is both an economical and increasingly prominent way to earn a degree. Last year, there were over 5 million students enrolled in online courses in thousands of programs, ranging from business administration to criminal justice to education.
Online education also offers the flexibility to study while working, parenting, or taking care of the multitude of tasks that consume our everyday lives. And, with the average tuition of an online university costing several thousand dollars less than that at a private 4-year institution, it's simply a great deal.
When considering going back to school, there are several resources online that can give you the financial support you need to take that step, from federal student loans and tuition reimbursement programs to outright scholarships. One great resource to consider is JumpStartScholarship.com, a site that each month offers $4,000 toward any online college or university, no strings attached. Candidates need only apply, and applications are simple, consisting of a registration form and brief essay on why you deserve the scholarship.
Last month's scholarship winner, Tabitha England from Cutler, Ohio, used the money she earned through JumpStart to pay her tuition for a nursing degree as well as for a PDA for all her online classes. According to England, "this scholarship comes at a time [for me] that is well needed."
Sites like JumpStartScholarship.com can help make attending an online college more affordable. Visit today to apply and find out more about schools that offer degrees matching your interests.
Copyright © 2008, ARAnet, Inc.
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